Short Term Disability
Texas Income Protection Plan
Short & Long Term Disability Insurance
This optional benefit provides you with a portion of your monthly insurance salary if illness or injury keeps you from working. Once approved, benefits are paid for a period of up to five months from the date of disability after you have been certified as totally disable by an approved practitioner and:
- have exhausted your available sick leave (e.g. sick leave, extended sick leave, sick leave pool) OR
- complete the applicable waiting period, whichever is greater.
The Texas Income Protection Plan is administered by the Reed Group. This coverage is not available to family members or retirees. Employees on leave of absence may be eligible to continue coverage by paying premiums due.
Premium rates are based on base salary.
Short-Term Disability carries a 30-day waiting period and can pay up to 66% of your monthly salary.
Long-Term Disability carries a 180-day waiting period and can pay up to 60% of your monthly salary.
Short-term will pay following the first 30 days, during months 2 - 6, assisting you in meeting the 180-day waiting period.
- Filing a Claim
- Claim forms must be completed by you, Collin College, and your physician.
- Forms can be found online under "Forms and Publications".
- How to Enroll
- If enrollment is not done at time of benefit eligibility (new hire or promotion),
an employee will need to enroll during Annual Enrollment.
- Evidence of insurability (EOI), is not required to enroll in disability insurance during your first 30 days of benefit eligibility (new hire or promotion).
- After the first 31 days, EOI is required to enroll (Summer Enrollment).
- If enrollment is not done at time of benefit eligibility (new hire or promotion), an employee will need to enroll during Annual Enrollment.
Please visit the TIPP FAQs for more information.
For more information you can visit their website: https://reedgrouptipp.com/.